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Early
Stage
Development
Bridging
Loans

Starting Development Projects Strong with Advanced Planning

At BLG Development Finance, our early stage development loans support property developers looking to initiate new projects with speed and confidence. These short-term, flexible loans provide vital capital to support your early phases of development including land acquisition, planning promotion and pre-construction costs. Working with us, means accessing funding at the start of your development’s lifecycle allowing you to move quickly on opportunities, progress through planning and prepare sites for build – without waiting for full development finance to be in place.

Empower your project’s potential by acting decisively with our early stage development loans. Get in contact to speak to a member of our team and learn more about how this short-term financing solution can unlock your development’s potential from day one.

12 months

Loan term up to 12 months

65%

Lending to 65% Loan to Gross Development Value including interest

£10,000,000

Loans from £500,000 to £10,000,000

Multiple houses under development

Key Loan Features

  • Loan Size: £500,000 to £10,000,000
  • Loan Term: Typically up to 12 months; longer terms may be considered
  • Loan-to-Value (LTV): Generally up to 65%, including interest (subject to assessment)
  • Security: Typically secured via a first legal charge over the site or asset
  • Rate Structure: Based on deal complexity and loan size

 

As a leading lender specialising in property finance, our expertise encompasses a wide range of funding options, including residential and commercial development finance and GGS funding supported by the British Business Bank. Contact a BLG team member today to find out more on how BLG can help your next project.

Typical Uses of Early Stage Development Finance

Our early stage bridging development loans are able to support a wide range of development activities in the pre-construction and planning phases including:

  • Land Acquisition Loans: Secure prime or strategic land quickly with upfront capital
  • Planning Promotion Funding: Finance to progress or enhance planning permissions
  • Site Preparation: Cover costs for surveys, groundworks, and enabling works
  • Strategic Land Holding: Maintain control of a site while awaiting planning uplift
  • Planning Gain Bridging: Fund projects in the planning pipeline ahead of main build finance

We also work with developers on sites with limited or conditional planning consents, offering bespoke lending structures that reflect the true value potential of the site.

 

Choose BLG for Pre-Construction Development Funding

Our early stage development loans are structured to give developers the flexibility to acquire, plan, and prepare sites efficiently, unlocking long-term value from the outset. Whether you’re assembling land, securing consent or gearing up for construction, BLG delivers fast, dependable funding paired with sector insight and responsive service.

If you’re planning your next scheme and need reliable early stage property finance, we’re ready to help. Contact our team today to explore your options and see how our tailored solutions can bring your project to life.

Contact Us Today

    Projects Funded With Bridging Loans From BLG​

    Bridging Loan for Victorian Terrace House in Battersea
    Kitchen with island and dining table

    WHAT OUR CUSTOMERS SAY ABOUT US

    "A challenging site like no other with every inch of the plot being built on and 12 apartments built-out through a driveway 2.5m wide off of a main high street with limited access rights, not to mention all the complexities associated with 13 Party Wall Agreements. Most lenders would not have had the vision for the scheme or the confidence in Spiller Builders to build out the scheme.  I just wanted to say how helpful the entire BLG team have been during the build. A very approachable and knowledgeable team, with a “can do” approach to lending. We will be looking to do more business with you for sure."

    “We have used BLG for development finance for over 8 years. During that time we have found their knowledge and expertise in the property development industry to be second to none. Their loan process, pragmatic and flexible approach to lending and flexibility when required has supported our business needs throughout the period and provided us with support to deliver new homes in Bristol and the surrounding areas.”

    “As property developers you never know the curve balls that you may get and a project that is great on paper may prove a bit more tricky.  This happened to us on a project that BLG have funded and throughout they have supported us.  Our business likes to be collaborative and when we hit those tough moments it really felt like we were working as a team with BLG.  If you have a decent project you can get it funded, but what you really need is a business that is there to support and advise you as well.  For us on this project it was BLG.”

    “I approached BLG Development finance with an opportunity I had in Chesham, Buckinghamshire, to build 5 new build houses in 2021. My main contact was Anil Bains who is a Director covering Asset Management. Within very quick timescales, BLG provided me with indicative quotes in regards the finance levels they could offer me. Having considered those levels, I requested a valuation to be carried out which again was dealt with swiftly. We proceeded to completion. The build went very smoothly with monthly monitoring being carried out by BLG and monthly drawdown requests dealt with in a very timely manner. Due to a difficult time generally in the market in regards selling, I was in need of a six-month extension to the loan which again was appraised very quickly and granted. Having dealt with numerous funders over the last 20 years, I can only speak highly of my personal experience with BLG and would very confidently work with them again on any future projects. “

    "From our side it has also been a pleasure working with BLG and the team there. We have found you easy to deal with, proactive in resolving any minor issues that have arisen through the project and shown great flexibility in working with us as a partner. We will certainly like to work with you on future partners."

    “I really appreciate your hard work. We really like the way you communicate & I must say I haven't seen many people who are that approachable.”

    “A very efficient processing team, dealing with the DD once deal credit approved, through to completion”

    “Many thanks for your efforts on this one and getting it approved and sorted so swiftly, very much appreciated. I am sure I will be speaking to your over the coming months.”

    “We had other funding options, but chose to use BLG again, as we work well with the team, who always provide very clear information and advice with a friendly approach throughout the funding process. Very efficient and always very helpful.”

    “Many thanks Anil, it’s been a real pleasure working with BLG so far.  We’re lining up the next project too”

    “We would recommend all staff we have dealt with at BLG, as we are very satisfied with the team and the initial offer/terms presented, then you and the funding team, through to the draw down team at valuation stage.”

    “All documents are clear and the way you keep clients informed, all the way along the funding process, is refreshing for us”

    “With regard to what should be improved at BLG, we work with many lenders in our business and we do not get the help and response we have had on the two projects with all at BLG on our funding for our developments.”

    “We would particularly mention Dave Edwards and Tom Pitts as being central to having a smooth working relationship and being positive and helpful at all times. Their guidance in helping us navigate the project from inception to completion was invaluable. As was their patience, particularly at the beginning. We look forward to many future projects with the BLG team.”

    “We would like to express our appreciation for your support on our development in Bristol. We were very pleased that, from the outset, you shared our vision of the project to convert a dated but classical building, that had outlived its usefulness as a school, into unique luxury apartments with views overlooking the city. We found our dealings practical and streamlined. Monthly payments were processed in an efficient and timely manner.”

    “BLG are very good at communicating with clients and all documents are very clear and all at BLG are always happy to help.”

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