Stretch senior to 85% costs.
90% rolled up interest
Loan to value up to 73% including interest
Development loans from
£1 million up to £15 million
For developers or intermediaries
Development funding across the UK
Turn Your Plans into Projects with Development Finance
Get the right development funding for your project, working with our team of specialists here at BLG Development Finance. We’ve supported hundreds of property developers and intermediaries across the UK with a range of development funding options and products.
Our focus is to provide development funding that helps move projects from planning to completion more efficiently and confidently. We combine practical experience in property development with flexible finance structuring, which means faster decisions, personalised support and reliable access to the capital you need at every stage of your build.
From commercial and residential development finance to bridging loans to Growth Guarantee Schemes, whatever your project’s scope, we build funding solutions designed to deliver long-term success.
Arranging All Kinds of Property Development Finance for Intermediaries and Developers
Residential Development Finance
Supporting Homes That Shape Communities
Our residential development finance lending helps you bring new homes to market confidently. We work with both experienced developers and first-time developers alike, offering essential support and funding from start to finish.
We fund a variety of residential projects, lending between £1 million to £15 million, including new build homes, apartments, conversions and mixed-use development. Every loan is tailored to match your project’s cash flow, ensuring funds are available when you need them.
Commercial Development Finance
Funding for Offices, Retail and Mixed-Use Projects
We can arrange commercial development finance to support your projects that create value through conversion, refurbishment or new-build construction. We provide property development funding across the UK for projects starting from £1 million in value.
Unlike most lenders, we impose no limits on the number of units you plan to construct or end-use mix. We assess each project on its merit and the experience of the borrower.
Bridging Loans
Quick Finance to Secure or Start a Project
Timing is one of the most important factors in any property development. Our bridging loans provide developers with fast access to capital while longer-term development funding is arranged or a sale is officially completed.
We fund bridging in various scenarios such as acquiring sites pending planning approval, covering build cost overruns, refinancing existing loans before exit and more.
Our bridging loans for developers are available for both residential and commercial development finance projects, offering loan terms of up to 12 months with interest rolled up.
Growth Guarantee Scheme (GGS)
Supporting SME Developers with Backed Lending
As an accredited lender under the Growth Guarantee Scheme (GGS), supported by the British Business Bank, BLG helps small and medium-sized developers access finance on improved terms.
This government-backed initiative replaces the Recovery Loan Scheme and enables viable businesses to secure lending where they may have been restricted previously.
Eligible borrowers can apply for GGS-backed development funding or bridging finance. Even if you previously accessed CBILS, BBLS or RLS facilities, you may still qualify for additional borrowing.
How to Arrange Development Finance Funding with BLG
Share Your Project Details And Give Us A Call
If you’re interested in finding out if a development loan could work for you, simply share some details and get in touch. Our team of property finance experts will have a chat with you to see if we can help.
We’ll Find The Right Solution Together
Tell us about your project, and using our knowledge and experience, our team will work with you to create a customised solution that fits your goals. We’ll also walk you through the process, so you understand the next steps.
Get A Quick Answer
We’ll provide you with our heads of terms quickly. If they meet your needs, just send us a full application to proceed. From there, a credit review will take place, leading to an offer backed by our commitment.
Funds Are Released After Due Diligence
Once our verification process is complete (typically 6-8 weeks depending on the complexity), you can expect to receive your funds. Now you can get back to what you do best while we take care of the financing.
WHAT OUR CUSTOMERS SAY ABOUT US
"A challenging site like no other with every inch of the plot being built on and 12 apartments built-out through a driveway 2.5m wide off of a main high street with limited access rights, not to mention all the complexities associated with 13 Party Wall Agreements. Most lenders would not have had the vision for the scheme or the confidence in Spiller Builders to build out the scheme. I just wanted to say how helpful the entire BLG team have been during the build.
“We have used BLG for development finance for over 8 years. During that time we have found their knowledge and expertise in the property development industry to be second to none. Their loan process, pragmatic and flexible approach to lending and flexibility when required has supported our business needs throughout the period and provided us with support to deliver new homes in Bristol and the surrounding areas.”
“As property developers you never know the curve balls that you may get and a project that is great on paper may prove a bit more tricky. This happened to us on a project that BLG have funded and throughout they have supported us. Our business likes to be collaborative and when we hit those tough moments it really felt like we were working as a team with BLG. If you have a decent project you can get it funded, but what you really need is a business that is there to support and advise you as well. For us on this project it was BLG.”
“I approached BLG Development finance with an opportunity I had in Chesham, Buckinghamshire, to build 5 new build houses in 2021. My main contact was Anil Bains who is a Director covering Asset Management. Within very quick timescales, BLG provided me with indicative quotes in regards the finance levels they could offer me. Having considered those levels, I requested a valuation to be carried out which again was dealt with swiftly. We proceeded to completion. The build went very smoothly with monthly monitoring being carried out by BLG.“
"From our side it has also been a pleasure working with BLG and the team there. We have found you easy to deal with, proactive in resolving any minor issues that have arisen through the project and shown great flexibility in working with us as a partner. We will certainly like to work with you on future partners."
“I really appreciate your hard work. We really like the way you communicate & I must say I haven't seen many people who are that approachable.”
“A very efficient processing team, dealing with the DD once deal credit approved, through to completion”
“Many thanks for your efforts on this one and getting it approved and sorted so swiftly, very much appreciated. I am sure I will be speaking to your over the coming months.”
“We had other funding options, but chose to use BLG again, as we work well with the team, who always provide very clear information and advice with a friendly approach throughout the funding process. Very efficient and always very helpful.”
“Many thanks Anil, it’s been a real pleasure working with BLG so far. We’re lining up the next project too”
“We would recommend all staff we have dealt with at BLG, as we are very satisfied with the team and the initial offer/terms presented, then you and the funding team, through to the draw down team at valuation stage.”
“All documents are clear and the way you keep clients informed, all the way along the funding process, is refreshing for us”
“With regard to what should be improved at BLG, we work with many lenders in our business and we do not get the help and response we have had on the two projects with all at BLG on our funding for our developments.”
“We would particularly mention Dave Edwards and Tom Pitts as being central to having a smooth working relationship and being positive and helpful at all times. Their guidance in helping us navigate the project from inception to completion was invaluable. As was their patience, particularly at the beginning. We look forward to many future projects with the BLG team.”
“We would like to express our appreciation for your support on our development in Bristol. We were very pleased that, from the outset, you shared our vision of the project to convert a dated but classical building, that had outlived its usefulness as a school, into unique luxury apartments with views overlooking the city. We found our dealings practical and streamlined. Monthly payments were processed in an efficient and timely manner.”
“BLG are very good at communicating with clients and all documents are very clear and all at BLG are always happy to help.”
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